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The Book

YOUR resource for planning a successful financial future.

A comprehensive overview of everything you need to know to start planning for your financial future, “Financial Planning for Teachers” is a book written just for you. This resource provides an introduction to the financial concepts relevant to your profession, and explains the basic concepts behind what you should know to plan for financial success.

All the information provided to you in the book “Financial Planning for Teachers” is condensed into the financial planning pyramid - a tool created to track your progress towards planning for the retirement you deserve.

The final content of the book was reviewed by a group of 20 teachers and administrators at different stages of their career. Some ready to retire, some mid-career, and some just beginning their first position. They provided important insight into what topics are most valuable to understand and their collaboration ensured “Financial Planning for Teachers” is a realistic, easy to understand, step by step guide to the financial concepts you need to know.

Client Centered

Financial Planning For Teachers
By Eric Nichols, CFP®, ChFC®, CLU®, RICP®


AMAZON for $15.99

Interested in buying in bulk for the staff of your organization?

Topics Covered:

  • Section I: Pre-Retirement Planning
  • Chapter 1: How to Create a Financial Plan (The high-level, holistic view)
  • Chapter 2: The Base of The Pyramid--Protection (Insurances and emergency funds)
  • Chapter 3: Retirement Accumulation Planning (403(b), 401(k), 457(b), IRA, Roth IRA, Pensions, Social Security)
  • Chapter 4: Accumulation in Non-Retirement Accounts / Intermediate Term Investing (College savings plans, stocks, bonds, mutual funds, ETF's )
  • Chapter 5: The Tip of the Pyramid- Planning for the Fun Stuff (Vacations, splurges)
  • Chapter 6: Estate Planning and Legal Issues (Wills, living wills, beneficiary designations, powers of attorney, trusts)
  • Section II: To Retirement…and Beyond!
  • Chapter 7: Expenses in Retirement (Healthcare, long-term care, impact of inflation)
  • Chapter 8: Income in Retirement (Pension options and strategies, Social Security, investments and savings)
  • Chapter 9: Planning for Sustainable Income Streams in Retirement (Strategies to make your money last over many years)
  • Chapter 10: Legacy Planning and Estate Planning (Transferring wealth to children, grandchildren and charities efficently)

This is what your colleagues are saying:

“A truly simplified and informative guide to managing your wealth for anyone who works in education. This would be the first “tool” to purchase for an educator’s ‘financial toolbox.’”

- Retired Guidance Counselor

“An entertaining informative text that is sure to be used as a reference guide for financial planning. Eric Nichols’ book has a remarkable ability of simplifying an overwhelming topic with humor and clarity. Mr. Nichols may have just written himself out of a job!”

- Middle School Teacher

“Eric’s book is easy to read and understand. There is information in it for every stage of a teacher’s life. I wish I had a copy of this when I was first starting out as a teacher!”

- High School Teacher

"This book should be required reading for all educators. Eric explains the mysteries of personal finance understandably and engagingly."

- Retired School District Administrator

“Financial Planning for Teachers” is an excellent resource for the busy educator on investing for their future. The book is easy to read and most of all, informational. I encourage every educator to get their hands on this book!"

- School District Administrator

“This is a must-read book for anyone in the education field. In a field where it is vital to get the most out of every dollar of income, Eric is able to explain how to do just that in a manner that is understandable and relevant to educators just beginning their career to those approaching retirement.”

- School District Administrator

“The perfect book for the teacher who wants to make sure that there is money for retirement.”

- Retired High School Teacher

“Take yourself on an educational field trip into your retirement planning!”

- Retired Elementary School Teacher

“Reading this book was the perfect way to internalize the concept of retirement planning. I've heard this language through personal meetings, but this reading material was basic and concrete. I will refer to the information in this book often!”

- Retired Elementary School Teacher

“Easy, straightforward, and packed with useful information. This quick read is the lesson plan for financial awareness.”

-School District Administrator

“I would recommend this book to anyone currently in the workforce. The author does an excellent job of keeping the information easy to read, relevant, and informative.”

- School District Administrator

"This book is clear, concise, convincing and condensed enough for even the busiest of teachers to find time to read in its entirety - ideal for all educators whether in their first or last year of their professional careers."

- Retired High School Teacher

“A must read for all educators. This book helps you plan your financial life from A to Z. Enjoy!”

- Career and Technical School Administrator

From the Author

I have spent the majority of my career working closely with my clients, discussing their goals and their needs. It was brought to my attention the lack of available resources for teachers and administrators regarding their financial planning specific to their profession. One client told me “It would be great if there was a book just for us that explained this information in a way we could understand.”

They say that necessity is the mother of over the next year I wrote “Financial Planning for Teachers”. It was important to me that the book was easy to understand, entertaining, and short (only 144 pages) so you’ll have the time to read it.

My mission was to provide a comprehensive and concise overview of all the financial concepts you should know. I collaborated with a number of educational professionals in different stages of their careers to make sure I covered everything that was important to them.

I care about my clients, and I am passionate that everyone should have access to this valuable information. Please contact me directly if you are interested in any special offer codes, or if you would like me to come speak with you and your colleagues.


Eric Nichols
CFP® , ChFC® , CLU® , RICP® 

* Eric Nichols is a registered representative who offers securities through Equitable Advisors (212-314-4600), member FINRA/SIPC, an investment advisor representative who offers investment advisory products and services through Equitable Advisors, an investment advisor registered with the SEC, and an agent who offers annuity and insurance products through Equitable Network, LLC. Mr. Nichols’s book, Financial Planning for Teachers, is for informational purposes only and is not intended as legal, tax or investment advice. Please consult your and/or legal and other professional advisors regarding your particular circumstances. Equitable Advisors and Equitable Network do not offer Financial Planning for Teachers for sale; Mr. Nichols offers his book for sale as a business activity outside of his association with Equitable Advisors and its affiliates.